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Starting Life

Find practical guidance on settling in the UK, including housing, banking, transport and everyday administration.

By Dr. Muhammd Subhan

Updated and reviewed by EM Gurus, checked 10 October 2026

Last reviewed 10 October 20268 min read

Quick answer

Find practical guidance on settling in the UK, including housing, banking, transport and everyday administration.

eVisa Access

Access your eVisa through your UKVI account and check that your passport details are linked.


More Reading: Get access to your eVisa 

GP Registration 

Find nearby Surgery (General Physician Clinic): Find a GP

Registration option:

  • Online Registration (Surgery Website)

  • In-person Registration 


Confirmation:

  • Mobile Message

  • Letter

More Reading: How to register with a GP surgery 

Accomodation 

Services:


Tenancy or renting information:


Changing Address: Inform the following

  • Workplace (Department & HR) - Email

  • Banks - Mobile Applications

  • Council - Website or email

  • Electoral vote - Re-register to vote

  • Memberships - RCEM, etc

More Reading: 

Domestic Bills 

Council Tax:

  • Find your local council

  • Register with the council and set up a direct debit payment

  • Common discount options:

    • single person discount

    • student or have a student living with you

    • severely mentally impaired or you have someone living with you who is mentally impaired



Energy Bill:


More Reading: How to set up gas and electric for the first time


Water Bill:

  • Find out who provides water in your area: Find your supplier

  • Register with your area provider, they usually ask for the following details

    • Your name and contact details

    • The address of the property

    • The date you will be responsible for the water bill (i.e. the date you move in)

    • The meter reading (if there is a water meter installed)


More Reading: Water Bills Explained


Internet Bill:


More Reading: Broadband and moving house

TV License


Requirement: Anyone watching or recording live TV broadcasts or using BBC iPlayer.

Coverage: A single TV license usually covers all devices in one household; separate tenancies may need separate licenses.

Cost: The annual cost for a colour TV license is £180.

Purchase: Licenses can be bought online at TV Licensing, by phone, or at a PayPoint outlet.

Penalties: Failure to have a TV license can result in a fine of up to £1,000, plus legal costs.

Moving In: Upon moving to the UK, it is crucial to purchase a new TV license if you plan to watch.

Bank Accounts

Most bank accounts can be opened online through bank mobile apps

Online Banks:


Traditional Banks:


More Reading: 

Money Transfer 

International Money Transfer Services:

Mobile Networks

Popular Networks: can order a free SIM delivery, then start a package later


Tips:

  • You can buy sim free from the network website online, then can buy a data plan later

  • Vodafone gives e-sims as well, if your mobile has this option


More Reading: How to get a mobile phone number and a SIM card in the UK

Electoral Voting 

Transport System

Home Management

Tool Suppliers:


Repair Person Finders:


Finding Transport: 

Online Shopping

General E-commerce and Fashion:


Electronics, Appliances, and Home:

  • Currys: Website | Android | Apple (Electronics and appliances)

  • Argos: Website | Android | Apple (Electronics, appliances, home goods, and more)

  • IKEA: Website | Android | Apple (Furniture, home accessories, and household items)


Health, Sports, and Lifestyle:

  • Boots: Website | Android | Apple (Health, beauty, and pharmacy needs)

  • Superdrug: Website | Android | Apple (Health, beauty, and personal care essentials)

  • Decathlon: Website | Android | Apple (Sports gear and clothing)

  • Sportsdirect: Website (Sports apparel and equipment)


Sustainability and Community Sharing:

Food Delivery

Food Delivery Services:


Grocery Delivery Services:


Meal Kit Delivery Services:


Meal Prep Delivery Services:

Car Financing

Popular websites to purchase car:

Purchasing Bicycle

Platforms:


Accessories:

  • Temu

  • AliExpress


Brands:


Types:

  • Road bike: Fixed frame without shocks, very light and fast, ideal for more buoyant cycling.

  • Mountain bike: Equipped with shocks, suitable for city hopping and more comfortable on rugged roads.


Safety:

  • A white front and red rear light is mandatory; failure to have one can result in a fine.

  • While there are frequent bike parking spaces, always use a lock due to the high risk of theft.


Tips:

  • eBay often charges for delivery but also offers an option for self-pickup.

  • Gumtree is a better choice for purchasing used bicycles, which are nearly new and function well.

  • Biking saves considerable time and money, avoids waiting for buses that do not always travel directly to your destination, and offers significant health benefits.

  • Bicycles are generally allowed on trains, though some buses and transport systems may restrict them; familiarise yourself with your city's regulations.

  • Use NHS Cycle to Work Scheme to obtain a tax-free bike and accessories to save money.


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Educational guide, not clinical advice. Check current official guidance before acting.